So if a healthy tree surrounding your home breaks during a storm and falls on your roof your insurance company will generally take care of all the repairs after you meet your deductible.
Tree through roof repair.
Rain comes in where the tree trunk goes through the roof see photo.
Stagger the sheathing in a brick pattern for extra strength.
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You no longer need to wonder who to call to fix the tree damage on your roof.
After cleaning the debris and reframing the roof lay down a base sheathing.
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Bunge cords hold it tight to the tree trunk.
Eight foot 1 2 inch thick plywood is standard sheathing material.
Measure the opening of the section of roof to be shingled cut the plywood to size and nail to roof rafters.
But when your neighbor s tree falls on your roof you ll care and want to know whose homeowners insurance will pay.
I m looking for recommendations about how to prevent this.
This would cause part of the roof to be new and the rest to be old and outdated.
Roof repair vs made whole.
I have a car tire inner tube wrapped around the tree and attached to the roof between two layers of shingles.
If the insured s roof looks different after the repair than it did before the repair then they have not.
Some plans may even pay to remove the tree branch as well although it s possible you may have to spring for this part of the job yourself.